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Below, you’ll find our latest thinking on what actually moves the needle. Want more? See where we’ve been featured in leading industry publications.
It’s not the size of the data… If you’re trying to catch a lot of fish, which is better: one fishing line or a net? When there’s a missing person, does one person go out looking for them? No. It’s a group, often arm-in-arm, covering every square inch of the...
Data Data Everywhere… For many, big data projects proved to be big problems, but it opened minds to a new universe. Bankers were led to believe there was a data point for everything—accessible for just one high-high fee. We knew what was possible. We heard stories of tools that promised...
The bigger they are… Eight-ish years ago, you couldn’t attend a banking conference without being bombarded with talks about big data. It’s a natural fit. Banks store an incredible amount of data—transactional and personal. But to use these huge data stores, one needs appropriate hardware and software to process all...
When someone buys a brand-new car, what do they say? “Well, mine was getting up in miles. The trade-in value was dropping, and I really wanted something with better gas mileage.” This is the rationale. “I wanted something with more safety features.” “I needed more reliability.” “Have you seen the trade-in...
A paradox is an unanswerable question. One famous example is: “What happens when an unstoppable force meets an immovable object?” This question dates back to ancient China and is credited with creating the word “contradiction” in the Chinese language. The adjectives do the heavy lifting here. If something is truly...
Community bankers face one of the harshest competitive environments in any industry. At times it can feel we’re adrift on a sea of sameness—in undersized vessels—while gigantic megabanks churn the waters around us. It’s difficult. We struggle to differentiate ourselves from similarly-sized competitors while contrasting our value against larger banks....
Where have all the cowboys gone? In her 1997 hit, Paula Cole laments the decline in down-to-earth, working-class, relatable romantic options. Today we look at the loss of a cowboy in banking. Fintech startup Simple has been sent off along the old dusty trail by acquirer BBVA. As the sun...
Features vs Benefits vs Beneficial Features The battle of features versus benefits is as old as time—or at least as old as the advertising industry itself. Features are the lifeless attributes of a product, service, or brand. Benefits are the value a client should find in your product, service, or...
Maximize Wins and Minimize Losses with a Healthy Advertising Mix Your bank needs deposits. Everyone from the top down knows it. After a spirited ALCO meeting, the bank agrees to roll out a high-yield CD to bring in the bucks. You get a special budget to create a 90-day campaign...