Webster Bank Disruption Impact Analysis
Disruption Impact Analysis

$66.6 Billion of Webster Deposits Are About to Move.

Do you have a game plan to capture them?

Mergers create one of the few moments when otherwise satisfied bank customers start reconsidering where they bank.

When Santander announced its acquisition of Webster Bank earlier this summer, we began an analysis to help you see where that opportunity could show up for your bank.

We created this map to show you where Webster deposits sit near your branches, which markets hold the most potential, and where this disruption could create the best opportunity to compete for new business.

Explore the map below to see where your branches already sit near Webster’s.

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National top-20 banks by assets, shown for competitive context.
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Overall Assessment

See Where Your Opportunity Is Concentrated.

The total footprint gives you the size of the opportunity. The market assessments below show where it sits.

Each one looks at Webster deposits, competing branches and proximity to help identify the markets where customers have a practical alternative nearby.

Explore every county below, or filter to the markets that matter most to you using the panel on the left.
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Connecticut
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Connecticut
Connecticut · Regional Profile

Capitol Region, CT

33Webster Branches
$5.20BWebster Deposits
10.00%Deposit Share
$51.93BTotal Market

Webster holds 33 branches here carrying $5.20B, a 10.00% share of the $51.93B total market. Santander already operates 11 branches here, holding $1.70B. Expect real branch consolidation once systems convert, which forces a share of Webster’s $5.20B into play at a specific, forced moment rather than a slow drift.

Positioned to Win

Liberty Bank is best positioned to capture switchers in this market. 12 of its 15 branches sit within 3 miles of a Webster location, averaging 2.4 miles away, and it already holds $1.76B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Windsor Federal Bank (10 of 11 branches within 3 miles of Webster, $711.4M), Berkshire Bank (7 of 9 branches within 3 miles of Webster, $845.4M), and PeoplesBank (5 of 6 branches within 3 miles of Webster, $469.0M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Capitol
  • Liberty BankBest positioned in this market.
  • Windsor Federal BankReal contender, close behind the leader.
  • Berkshire BankIn the mix, genuine proximity to Webster.
  • PeoplesBankIn the mix, genuine proximity to Webster.
  • Northwest Community BankIn the mix, genuine proximity to Webster.
  • Westfield BankIn the mix, genuine proximity to Webster.
  • Ion BankIn the mix, genuine proximity to Webster.
  • Dime BankIn the mix, genuine proximity to Webster.
  • Thomaston Savings BankIn the mix, genuine proximity to Webster.
  • NBT Bank, National AssociationIn the mix, genuine proximity to Webster.
  • Stafford Savings BankPresent, but its branches sit further from Webster’s.
Webster Branches (33)
  • Glastonbury Branch, Glastonbury · $282.7M
  • West Hartford Center Branch, West Hartford · $279.4M
  • Southington Branch, Southington · $267.3M
  • Newington Main Street Branch, Newington · $225.9M
  • Elmwood Branch, West Hartford · $218.7M
  • Silas Deane Branch, Wethersfield · $218.1M
  • 1041 Main Street Branch, Manchester · $210.2M
  • Rocky Hill West Branch, Rocky Hill · $208.7M
  • Plainville Branch, Plainville · $197.2M
  • Ellington Road Branch, South Windsor · $196.2M
  • Windsor Branch, Windsor · $195.5M
  • Kensington Branch, Kensington · $193.5M
  • Avon Office, Avon · $190.1M
  • Lafayette Square Branch, New Britain · $185.3M
  • Berlin Branch, Berlin · $164.4M
  • Bloomfield Branch, Bloomfield · $151.9M
  • Freshwater Boulevard Branch, Enfield · $151.6M
  • Bishops Corner Branch, West Hartford · $149.5M
  • Farmington Village Branch, Farmington · $140.4M
  • Vernon Branch, Vernon · $138.8M
  • Suffield Branch, Suffield · $128.0M
  • New Britain–West Main Street Branch, New Britain · $120.5M
  • East Windsor Branch, East Windsor · $118.2M
  • Farmington Avenue Branch, New Britain · $117.0M
  • Simsbury Branch, Simsbury · $114.5M
  • Cityplace Branch, Hartford · $109.6M
  • Poquonock Branch, Windsor · $103.3M
  • Canton Branch, Canton · $99.1M
  • East Hartford Branch, East Hartford · $98.3M
  • Somers Branch, Somers · $92.9M
  • Franklin Avenue Branch, Hartford · $53.7M
  • Hartford Branch, Hartford · $50.4M
  • Park Street Branch, Hartford · $24.0M
Connecticut · Regional Profile

Naugatuck Valley Region, CT

20Webster Branches
$3.05BWebster Deposits
24.88%Deposit Share
$12.27BTotal Market

Webster holds 20 branches here carrying $3.05B, a 24.88% share of the $12.27B total market. Santander already operates 2 branches here, holding $192.7M. Expect real branch consolidation once systems convert, which forces a share of Webster’s $3.05B into play at a specific, forced moment rather than a slow drift.

Positioned to Win

Ion Bank is best positioned to capture switchers in this market. 12 of its 14 branches sit within 3 miles of a Webster location, averaging 1.3 miles away, and it already holds $990.0M here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Thomaston Savings Bank (11 of 12 branches within 3 miles of Webster, $1.29B), Liberty Bank (6 of 6 branches within 3 miles of Webster, $505.5M), and Newtown Savings Bank (5 of 6 branches within 3 miles of Webster, $415.8M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Naugatuck Valley
  • Ion BankBest positioned in this market.
  • Thomaston Savings BankReal contender, close behind the leader.
  • Liberty BankIn the mix, genuine proximity to Webster.
  • Newtown Savings BankIn the mix, genuine proximity to Webster.
  • Ives BankIn the mix, genuine proximity to Webster.
Webster Branches (20)
  • Bristol Branch, Bristol · $406.0M
  • Cheshire-North Branch, Cheshire · $243.3M
  • Watertown Branch, Watertown · $212.5M
  • Pine Plaza Branch, Forestville · $212.3M
  • 375 Bridgeport Avenue Branch, Shelton · $196.1M
  • Main Street North Branch, Southbury · $160.1M
  • Seymour Branch, Seymour · $148.2M
  • Ansonia Branch, Ansonia · $145.1M
  • Terryville Branch, Terryville · $144.9M
  • Orange-Derby Branch, Derby · $143.7M
  • Huntington Branch, Shelton · $135.8M
  • Prospect Branch, Prospect · $128.4M
  • Waterbury Branch, Waterbury · $126.3M
  • Wolcott Road Branch, Wolcott · $124.3M
  • Middlebury Branch, Middlebury · $116.1M
  • Reidville Branch, Waterbury · $99.2M
  • Chase Avenue Branch, Waterbury · $91.4M
  • Thomaston Branch, Thomaston · $87.5M
  • Mattatuck Branch, Waterbury · $74.5M
  • Naugatuck Branch, Naugatuck · $57.4M
Connecticut · Regional Profile

South Central Connecticut Region

14Webster Branches
$1.73BWebster Deposits
8.65%Deposit Share
$20.02BTotal Market

Webster holds 14 branches here carrying $1.73B, a 8.65% share of the $20.02B total market. Santander has no branches in this county today, so Webster’s 14 locations should stay open under new signage after Conversion. The disruption here runs slower and depends on brand and service quality rather than a forced branch closure.

Positioned to Win

Liberty Bank is best positioned to capture switchers in this market. 8 of its 8 branches sit within 3 miles of a Webster location, averaging 0.8 miles away, and it already holds $747.6M here. Proximity decides most of what happens during Transition.

Others With a Good Chance

The Guilford Savings Bank (5 of 7 branches within 3 miles of Webster, $944.7M), The Milford Bank (5 of 5 branches within 3 miles of Webster, $457.9M), and Ion Bank (4 of 4 branches within 3 miles of Webster, $323.7M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in South Central Connecticut
  • Liberty BankBest positioned in this market.
  • The Guilford Savings BankReal contender, close behind the leader.
  • The Milford BankIn the mix, genuine proximity to Webster.
  • Ion BankIn the mix, genuine proximity to Webster.
  • New Haven BankIn the mix, genuine proximity to Webster.
Webster Branches (14)
  • Dixwell Avenue Branch, Hamden · $243.6M
  • Wallingford Branch, Wallingford · $173.9M
  • Branford Branch, Branford · $162.2M
  • Milford Center Branch, Milford · $152.2M
  • North Haven Branch, North Haven · $151.8M
  • Orange Branch, Orange · $149.1M
  • Guilford Branch, Guilford · $137.3M
  • East Haven Branch, East Haven · $116.1M
  • New Haven Branch, New Haven · $98.4M
  • Meriden East Branch, Meriden · $88.2M
  • West Haven Branch, West Haven · $78.0M
  • Shoreline Branch, Madison · $72.2M
  • Bethany Branch, Bethany · $59.3M
  • Westville Branch, New Haven · $48.8M
Connecticut · Regional Profile

Western Connecticut Region

13Webster Branches
$29.10BWebster Deposits
46.49%Deposit Share
$62.58BTotal Market

Webster holds 13 branches here carrying $29.10B, a 46.49% share of the $62.58B total market. Santander has no branches in this county today, so Webster’s 13 locations should stay open under new signage after Conversion. The disruption here runs slower and depends on brand and service quality rather than a forced branch closure.

Positioned to Win

Union Savings Bank is best positioned to capture switchers in this market. 13 of its 15 branches sit within 3 miles of a Webster location, averaging 1.5 miles away, and it already holds $1.77B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Fairfield County Bank (13 of 14 branches within 3 miles of Webster, $1.15B), First County Bank (11 of 12 branches within 3 miles of Webster, $1.63B), and Ives Bank (11 of 13 branches within 3 miles of Webster, $1.13B) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Western Connecticut
  • Union Savings BankBest positioned in this market.
  • Fairfield County BankReal contender, close behind the leader.
  • First County BankIn the mix, genuine proximity to Webster.
  • Ives BankIn the mix, genuine proximity to Webster.
  • Connecticut Community Bank, National AssociationIn the mix, genuine proximity to Webster.
  • Bankwell BankIn the mix, genuine proximity to Webster.
  • Patriot Bank, National AssociationIn the mix, genuine proximity to Webster.
  • Newtown Savings BankIn the mix, genuine proximity to Webster.
  • DR BankIn the mix, genuine proximity to Webster.
  • The First Bank of GreenwichIn the mix, genuine proximity to Webster.
Webster Branches (13)
  • Stamford Branch, Stamford · $28.02B
  • Boardman Terrace Branch, New Milford · $207.6M
  • Brookfield North Branch, Brookfield · $113.1M
  • Danbury – Main Street Office, Danbury · $110.2M
  • Ridgefield Branch, Ridgefield · $102.4M
  • Danbury Branch, Danbury · $101.2M
  • Norwalk West Branch, Norwalk · $90.2M
  • Wilton Center Branch, Wilton · $69.6M
  • Westport Branch, Westport · $66.9M
  • Sherman Branch, Sherman · $63.9M
  • New Fairfield Branch, New Fairfield · $62.9M
  • Greenwich Branch, Greenwich · $53.1M
  • Darien Branch, Darien · $31.7M
Connecticut · Regional Profile

Greater Bridgeport Region, CT

6Webster Branches
$448.5MWebster Deposits
3.43%Deposit Share
$13.07BTotal Market

Webster holds 6 branches here carrying $448.5M, a 3.43% share of the $13.07B total market. Santander has no branches in this county today, so Webster’s 6 locations should stay open under new signage after Conversion. The disruption here runs slower and depends on brand and service quality rather than a forced branch closure.

Positioned to Win

Newtown Savings Bank is best positioned to capture switchers in this market. 4 of its 4 branches sit within 3 miles of a Webster location, averaging 1.0 miles away, and it already holds $274.6M here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Fairfield County Bank (3 of 3 branches within 3 miles of Webster, $277.4M) and Bankwell Bank (2 of 2 branches within 3 miles of Webster, $279.4M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Greater Bridgeport
  • Newtown Savings BankBest positioned in this market.
  • Fairfield County BankReal contender, close behind the leader.
  • Bankwell BankIn the mix, genuine proximity to Webster.
Webster Branches (6)
  • Stratford Branch, Stratford · $110.5M
  • Black Rock Turnpike Branch, Fairfield · $87.1M
  • Monroe Branch, Monroe · $82.4M
  • Trumbull Branch, Trumbull · $74.8M
  • Fairfield Branch, Fairfield · $55.5M
  • Bridgeport Branch, Bridgeport · $38.2M
Connecticut · Regional Profile

Northwest Hills Region, CT

5Webster Branches
$456.5MWebster Deposits
13.10%Deposit Share
$3.48BTotal Market

Webster holds 5 branches here carrying $456.5M, a 13.10% share of the $3.48B total market. Santander has no branches in this county today, so Webster’s 5 locations should stay open under new signage after Conversion. The disruption here runs slower and depends on brand and service quality rather than a forced branch closure.

Positioned to Win

Northwest Community Bank is best positioned to capture switchers in this market. 5 of its 7 branches sit within 3 miles of a Webster location, averaging 2.1 miles away, and it already holds $574.1M here. Proximity decides most of what happens during Transition.

Others With a Good Chance

The Torrington Savings Bank (4 of 8 branches within 3 miles of Webster, $773.4M), Union Savings Bank (4 of 8 branches within 3 miles of Webster, $450.4M), and NBT Bank, National Association (1 of 4 branches within 3 miles of Webster, $427.4M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Northwest Hills
  • Northwest Community BankBest positioned in this market.
  • The Torrington Savings BankReal contender, close behind the leader.
  • Union Savings BankIn the mix, genuine proximity to Webster.
  • NBT Bank, National AssociationOne branch close enough to matter.
  • The National Iron BankPresent, but its branches sit further from Webster’s.
Webster Branches (5)
  • Top Of The Hill Branch, Torrington · $186.4M
  • Litchfield Branch, Litchfield · $119.6M
  • Winsted Branch, Winsted · $69.8M
  • Kent Branch, Kent · $43.9M
  • Sharon Branch, Sharon · $36.8M
Connecticut · Regional Profile

Lower Connecticut River Valley Region

4Webster Branches
$435.8MWebster Deposits
7.48%Deposit Share
$5.82BTotal Market

Webster holds 4 branches here carrying $435.8M, a 7.48% share of the $5.82B total market. Santander has no branches in this county today, so Webster’s 4 locations should stay open under new signage after Conversion. The disruption here runs slower and depends on brand and service quality rather than a forced branch closure.

Positioned to Win

Liberty Bank is best positioned to capture switchers in this market. 6 of its 15 branches sit within 3 miles of a Webster location, averaging 4.4 miles away, and it already holds $2.74B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Essex Savings Bank (5 of 7 branches within 3 miles of Webster, $368.7M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Lower Connecticut River Valley
  • Liberty BankBest positioned in this market.
  • Essex Savings BankReal contender, close behind the leader.
Webster Branches (4)
  • Cromwell Branch, Cromwell · $142.9M
  • EssexWestbrook Branch, Essex · $140.1M
  • Old Lyme Branch, Old Lyme · $98.3M
  • Middletown-Central Branch, Middletown · $54.5M
New York
New York · County Profile

Nassau County, NY

19Webster Branches
$16.18BWebster Deposits
16.81%Deposit Share
$96.26BTotal Market

Webster holds 19 branches here carrying $16.18B, a 16.81% share of the $96.26B total market. Santander already operates 5 branches here, holding $453.3M. Expect real branch consolidation once systems convert, which forces a share of Webster’s $16.18B into play at a specific, forced moment rather than a slow drift.

Positioned to Win

Flagstar Bank, National Association is best positioned to capture switchers in this market. 24 of its 29 branches sit within 3 miles of a Webster location, averaging 1.7 miles away, and it already holds $6.01B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

ConnectOne Bank (14 of 16 branches within 3 miles of Webster, $1.76B), Apple Bank (11 of 11 branches within 3 miles of Webster, $2.08B), and Dime Community Bank (9 of 12 branches within 3 miles of Webster, $1.86B) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Nassau County
  • Flagstar Bank, National AssociationBest positioned in this market.
  • ConnectOne BankReal contender, close behind the leader.
  • Apple BankIn the mix, genuine proximity to Webster.
  • Dime Community BankIn the mix, genuine proximity to Webster.
  • Ridgewood Savings BankIn the mix, genuine proximity to Webster.
  • Flushing BankIn the mix, genuine proximity to Webster.
  • Valley National BankIn the mix, genuine proximity to Webster.
  • First Central Savings BankIn the mix, genuine proximity to Webster.
  • American Community BankIn the mix, genuine proximity to Webster.
  • Hanover Community BankIn the mix, genuine proximity to Webster.
  • Esquire Bank, National AssociationPresent, but its branches sit further from Webster’s.
Webster Branches (19)
  • Floral Park Branch, Floral Park · $13.70B
  • Franklin Square Branch, Franklin Square · $289.1M
  • Garden City Branch, Garden City · $194.8M
  • Glen Cove Branch, Glen Cove · $182.1M
  • Levittown Branch, Levittown · $164.7M
  • Astoria Bk – Plainview Branch, Plainview · $154.2M
  • Williston Park Branch, Williston Park · $137.9M
  • Valley Stream Branch, Valley Stream · $129.7M
  • Lynbrook Branch, Lynbrook · $126.0M
  • Merrick Branch, Merrick · $125.2M
  • Rockville Centre Branch, Rockville Centre · $120.5M
  • Massapequa Branch, Massapequa · $114.7M
  • Great Neck Branch, Great Neck · $114.6M
  • Wantagh Branch, Wantagh · $112.2M
  • Astoria Bk – Syosset Branch, Syosset · $111.5M
  • Massapequa Park Branch, Massapequa Park · $107.4M
  • Seaford Branch, Seaford · $105.8M
  • Malverne Branch, Malverne · $96.2M
  • Oceanside Branch, Oceanside · $89.2M
New York · County Profile

Suffolk County, NY

14Webster Branches
$1.95BWebster Deposits
3.11%Deposit Share
$62.81BTotal Market

Webster holds 14 branches here carrying $1.95B, a 3.11% share of the $62.81B total market. Santander already operates 1 branch here, holding $47.7M. Expect real branch consolidation once systems convert, which forces a share of Webster’s $1.95B into play at a specific, forced moment rather than a slow drift.

Positioned to Win

ConnectOne Bank is best positioned to capture switchers in this market. 9 of its 18 branches sit within 3 miles of a Webster location, averaging 9.0 miles away, and it already holds $1.42B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Flagstar Bank, National Association (8 of 16 branches within 3 miles of Webster, $3.53B), Dime Community Bank (7 of 28 branches within 3 miles of Webster, $6.34B), and Apple Bank (4 of 10 branches within 3 miles of Webster, $1.44B) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Suffolk County
  • ConnectOne BankBest positioned in this market.
  • Flagstar Bank, National AssociationReal contender, close behind the leader.
  • Dime Community BankIn the mix, genuine proximity to Webster.
  • Apple BankIn the mix, genuine proximity to Webster.
  • Flushing BankIn the mix, genuine proximity to Webster.
  • Ridgewood Savings BankIn the mix, genuine proximity to Webster.
  • Valley National BankIn the mix, genuine proximity to Webster.
  • Hanover Community BankIn the mix, genuine proximity to Webster.
Webster Branches (14)
  • Babylon Village Branch, Babylon · $218.4M
  • East Islip Branch, East Islip · $200.8M
  • Port Jefferson Branch, Port Jefferson Station · $170.9M
  • Hauppauge Branch, Hauppauge · $162.7M
  • Patchogue Branch, Patchogue · $149.8M
  • Rocky Point Branch, Rocky Point · $145.2M
  • South Huntington Branch, Huntington Station · $135.5M
  • Ridge Branch, Ridge · $130.8M
  • Farmingville Branch, Farmingville · $129.7M
  • Kings Park Branch, Kings Park · $118.3M
  • West Islip Branch, West Islip · $111.6M
  • Wading River Branch, Wading River · $106.3M
  • Stony Brook Branch, Stony Brook · $96.6M
  • Bay Shore Branch, Bay Shore · $76.0M
New York · County Profile

Queens County, NY

10Webster Branches
$1.89BWebster Deposits
2.38%Deposit Share
$79.20BTotal Market

Webster holds 10 branches here carrying $1.89B, a 2.38% share of the $79.20B total market. Santander already operates 10 branches here, holding $1.17B. Expect real branch consolidation once systems convert, which forces a share of Webster’s $1.89B into play at a specific, forced moment rather than a slow drift.

Positioned to Win

Flagstar Bank, National Association is best positioned to capture switchers in this market. 23 of its 28 branches sit within 3 miles of a Webster location, averaging 2.0 miles away, and it already holds $4.67B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Flushing Bank (11 of 11 branches within 3 miles of Webster, $1.65B), Ridgewood Savings Bank (9 of 11 branches within 3 miles of Webster, $3.29B), and Dime Community Bank (8 of 9 branches within 3 miles of Webster, $1.09B) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Queens County
  • Flagstar Bank, National AssociationBest positioned in this market.
  • Flushing BankReal contender, close behind the leader.
  • Ridgewood Savings BankIn the mix, genuine proximity to Webster.
  • Dime Community BankIn the mix, genuine proximity to Webster.
  • Apple BankIn the mix, genuine proximity to Webster.
  • Maspeth Federal Savings and Loan AssociationIn the mix, genuine proximity to Webster.
  • First Central Savings BankIn the mix, genuine proximity to Webster.
  • Cathay BankIn the mix, genuine proximity to Webster.
  • Bank of HopeIn the mix, genuine proximity to Webster.
  • Alma BankIn the mix, genuine proximity to Webster.
  • Woori America BankIn the mix, genuine proximity to Webster.
  • Popular BankIn the mix, genuine proximity to Webster.
  • Amerasia BankIn the mix, genuine proximity to Webster.
  • Cross County Savings BankIn the mix, genuine proximity to Webster.
  • Valley National BankIn the mix, genuine proximity to Webster.
  • Royal Business BankIn the mix, genuine proximity to Webster.
  • Ponce BankIn the mix, genuine proximity to Webster.
  • ConnectOne BankIn the mix, genuine proximity to Webster.
  • East West BankIn the mix, genuine proximity to Webster.
  • NewBankIn the mix, genuine proximity to Webster.
  • Shinhan Bank AmericaIn the mix, genuine proximity to Webster.
  • New Millennium BankIn the mix, genuine proximity to Webster.
  • Hanover Community BankIn the mix, genuine proximity to Webster.
  • Metro City BankIn the mix, genuine proximity to Webster.
Webster Branches (10)
  • Lake Success Bank, Long Island City · $316.6M
  • Whitestone Branch, Whitestone · $288.6M
  • Ditmars Branch, Long Island City · $238.1M
  • Forest Hills Branch, Forest Hills · $203.5M
  • Flushing Branch, Flushing · $201.2M
  • Middle Village Branch, Middle Village · $150.1M
  • Woodside Branch, Woodside · $148.8M
  • Hillside Branch, Jamaica · $127.3M
  • Rego Park Branch, Rego Park · $118.5M
  • Jackson Heights Branch, Jackson Heights · $93.3M
New York · County Profile

Westchester County, NY

10Webster Branches
$902.5MWebster Deposits
0.33%Deposit Share
$273.11BTotal Market

Webster holds 10 branches here carrying $902.5M, a 0.33% share of the $273.11B total market. Santander has no branches in this county today, so Webster’s 10 locations should stay open under new signage after Conversion. The disruption here runs slower and depends on brand and service quality rather than a forced branch closure.

Positioned to Win

Flagstar Bank, National Association is best positioned to capture switchers in this market. 6 of its 6 branches sit within 3 miles of a Webster location, averaging 1.0 miles away, and it already holds $1.03B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

PCSB Bank (5 of 9 branches within 3 miles of Webster, $822.8M), Apple Bank (4 of 6 branches within 3 miles of Webster, $1.36B), and Valley National Bank (4 of 7 branches within 3 miles of Webster, $907.2M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Westchester County
  • Flagstar Bank, National AssociationBest positioned in this market.
  • PCSB BankReal contender, close behind the leader.
  • Apple BankIn the mix, genuine proximity to Webster.
  • Valley National BankIn the mix, genuine proximity to Webster.
  • Orange Bank & Trust CompanyIn the mix, genuine proximity to Webster.
  • TrustCo BankIn the mix, genuine proximity to Webster.
  • Tompkins Community BankIn the mix, genuine proximity to Webster.
  • Ridgewood Savings BankIn the mix, genuine proximity to Webster.
  • ConnectOne BankOne branch close enough to matter.
  • Emigrant BankPresent, but its branches sit further from Webster’s.
Webster Branches (10)
  • Ardsley Branch, Ardsley · $166.0M
  • Yonkers Branch, Yonkers · $135.7M
  • Mamaroneck Avenue Branch, White Plains · $127.7M
  • Somers Branch, Somers · $114.8M
  • Grassy Sprain Branch, Yonkers · $113.2M
  • Yonkers Branch, Yonkers · $98.8M
  • Getty Square Branch, Yonkers · $40.8M
  • Rye Branch, Rye · $38.8M
  • New Rochelle Branch, New Rochelle · $34.3M
  • Mamaroneck Branch, Mamaroneck · $32.4M
New York · County Profile

Kings County (Brooklyn), NY

8Webster Branches
$965.2MWebster Deposits
1.41%Deposit Share
$68.34BTotal Market

Webster holds 8 branches here carrying $965.2M, a 1.41% share of the $68.34B total market. Santander already operates 17 branches here, holding $4.73B. Expect real branch consolidation once systems convert, which forces a share of Webster’s $965.2M into play at a specific, forced moment rather than a slow drift.

Positioned to Win

Apple Bank is best positioned to capture switchers in this market. 16 of its 17 branches sit within 3 miles of a Webster location, averaging 1.2 miles away, and it already holds $2.15B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Flagstar Bank, National Association (11 of 12 branches within 3 miles of Webster, $2.25B), Dime Community Bank (8 of 9 branches within 3 miles of Webster, $1.21B), and Valley National Bank (8 of 8 branches within 3 miles of Webster, $460.1M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Kings County (Brooklyn)
  • Apple BankBest positioned in this market.
  • Flagstar Bank, National AssociationReal contender, close behind the leader.
  • Dime Community BankIn the mix, genuine proximity to Webster.
  • Valley National BankIn the mix, genuine proximity to Webster.
  • Northfield BankIn the mix, genuine proximity to Webster.
  • Popular BankIn the mix, genuine proximity to Webster.
  • Flushing BankIn the mix, genuine proximity to Webster.
  • Ridgewood Savings BankIn the mix, genuine proximity to Webster.
  • Carver Federal Savings BankIn the mix, genuine proximity to Webster.
  • Royal Business BankIn the mix, genuine proximity to Webster.
  • Alma BankIn the mix, genuine proximity to Webster.
  • Ponce BankIn the mix, genuine proximity to Webster.
  • The Berkshire BankIn the mix, genuine proximity to Webster.
  • East West BankIn the mix, genuine proximity to Webster.
  • Cathay BankIn the mix, genuine proximity to Webster.
  • Empire State BankIn the mix, genuine proximity to Webster.
  • Kearny BankOne branch close enough to matter.
Webster Branches (8)
  • Coney Island Branch, Brooklyn · $184.4M
  • Church Avenue Branch, Brooklyn · $149.4M
  • Flatlands Branch, Brooklyn · $128.5M
  • 5Th Avenue Branch, Brooklyn · $125.1M
  • Midwood Branch, Brooklyn · $109.8M
  • 18Th Avenue Branch, Brooklyn · $95.3M
  • Boro Park Branch, Brooklyn · $89.7M
  • Park Slope Branch, Brooklyn · $82.9M
New York · County Profile

Rockland County, NY

7Webster Branches
$792.0MWebster Deposits
5.98%Deposit Share
$13.25BTotal Market

Webster holds 7 branches here carrying $792.0M, a 5.98% share of the $13.25B total market. Santander has no branches in this county today, so Webster’s 7 locations should stay open under new signage after Conversion. The disruption here runs slower and depends on brand and service quality rather than a forced branch closure.

Positioned to Win

TrustCo Bank is best positioned to capture switchers in this market. 3 of its 4 branches sit within 3 miles of a Webster location, averaging 1.8 miles away, and it already holds $99.1M here. Proximity decides most of what happens during Transition.

Others With a Good Chance

NorthEast Community Bank (2 of 2 branches within 3 miles of Webster, $312.4M), Apple Bank (2 of 2 branches within 3 miles of Webster, $234.7M), and Orange Bank & Trust Company (2 of 2 branches within 3 miles of Webster, $231.7M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Rockland County
  • TrustCo BankBest positioned in this market.
  • NorthEast Community BankReal contender, close behind the leader.
  • Apple BankIn the mix, genuine proximity to Webster.
  • Orange Bank & Trust CompanyIn the mix, genuine proximity to Webster.
  • ConnectOne BankIn the mix, genuine proximity to Webster.
Webster Branches (7)
  • Stony Point Branch, Stony Point · $186.6M
  • New City Branch, New City · $132.8M
  • Nanuet Branch, Nanuet · $122.7M
  • Airmont Branch, Airmont · $121.5M
  • Congers Branch 4, Congers · $100.0M
  • Orangeburg Branch, Orangeburg · $97.7M
  • Havershaw Branch, Haverstraw · $30.6M
New York · County Profile

Orange County, NY

4Webster Branches
$653.3MWebster Deposits
6.09%Deposit Share
$10.73BTotal Market

Webster holds 4 branches here carrying $653.3M, a 6.09% share of the $10.73B total market. Santander has no branches in this county today, so Webster’s 4 locations should stay open under new signage after Conversion. The disruption here runs slower and depends on brand and service quality rather than a forced branch closure.

Positioned to Win

NorthEast Community Bank is best positioned to capture switchers in this market. 2 of its 2 branches sit within 3 miles of a Webster location, averaging 1.0 miles away, and it already holds $225.5M here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Rhinebeck Bank (2 of 4 branches within 3 miles of Webster, $138.4M), Orange Bank & Trust Company (1 of 6 branches within 3 miles of Webster, $1.08B), and Walden Savings Bank (1 of 10 branches within 3 miles of Webster, $755.4M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Orange County
  • NorthEast Community BankBest positioned in this market.
  • Rhinebeck BankReal contender, close behind the leader.
  • Orange Bank & Trust CompanyOne branch close enough to matter.
  • Walden Savings BankOne branch close enough to matter.
  • Wallkill Valley Federal Savings and Loan AssociationOne branch close enough to matter.
  • The Berkshire BankOne branch close enough to matter.
Webster Branches (4)
  • Monroe Branch, Monroe · $222.9M
  • The Warwick Savings Bank Branch, Warwick · $180.6M
  • Florida Branch, Florida · $168.7M
  • Wallkill East Branch, Middletown · $81.2M
New York · County Profile

New York County (Manhattan), NY

1Webster Branches
$67.0MWebster Deposits
0.00%Deposit Share
$1774.46BTotal Market

Webster holds 1 branch here carrying $67.0M, a 0.00% share of the $1774.46B total market. Santander already operates 10 branches here, holding $1.82B. Expect real branch consolidation once systems convert, which forces a share of Webster’s $67.0M into play at a specific, forced moment rather than a slow drift.

Positioned to Win

Valley National Bank is best positioned to capture switchers in this market. 10 of its 10 branches sit within 3 miles of a Webster location, averaging 1.4 miles away, and it already holds $5.11B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Apple Bank (10 of 15 branches within 3 miles of Webster, $5.04B), Flagstar Bank, National Association (8 of 10 branches within 3 miles of Webster, $9.92B), and Metropolitan Commercial Bank (6 of 6 branches within 3 miles of Webster, $6.41B) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in New York County (Manhattan)
  • Valley National BankBest positioned in this market.
  • Apple BankReal contender, close behind the leader.
  • Flagstar Bank, National AssociationIn the mix, genuine proximity to Webster.
  • Metropolitan Commercial BankIn the mix, genuine proximity to Webster.
  • City National BankIn the mix, genuine proximity to Webster.
  • Popular BankIn the mix, genuine proximity to Webster.
  • HSBC Bank USA, National AssociationIn the mix, genuine proximity to Webster.
  • East West BankIn the mix, genuine proximity to Webster.
  • Cathay BankIn the mix, genuine proximity to Webster.
  • Flushing BankIn the mix, genuine proximity to Webster.
  • Amalgamated BankIn the mix, genuine proximity to Webster.
  • Mizuho Bank (USA)In the mix, genuine proximity to Webster.
  • BankUnited, National AssociationIn the mix, genuine proximity to Webster.
  • Industrial and Commercial Bank of China USA, National AssociationIn the mix, genuine proximity to Webster.
  • Dime Community BankIn the mix, genuine proximity to Webster.
  • OceanFirst Bank, National AssociationIn the mix, genuine proximity to Webster.
  • Shinhan Bank AmericaIn the mix, genuine proximity to Webster.
  • Hanover Community BankIn the mix, genuine proximity to Webster.
  • Ridgewood Savings BankIn the mix, genuine proximity to Webster.
  • NorthEast Community BankIn the mix, genuine proximity to Webster.
  • United Orient BankIn the mix, genuine proximity to Webster.
  • Ponce BankOne branch close enough to matter.
  • The Berkshire BankOne branch close enough to matter.
  • Carver Federal Savings BankPresent, but its branches sit further from Webster’s.
Webster Branches (1)
  • Grand Central Station Branch, New York · $67.0M
New York · County Profile

Bronx County, NY

1Webster Branches
$95.2MWebster Deposits
0.55%Deposit Share
$17.45BTotal Market

Webster holds 1 branch here carrying $95.2M, a 0.55% share of the $17.45B total market. Santander already operates 4 branches here, holding $111.1M. Expect real branch consolidation once systems convert, which forces a share of Webster’s $95.2M into play at a specific, forced moment rather than a slow drift.

Positioned to Win

Ridgewood Savings Bank is best positioned to capture switchers in this market. 7 of its 7 branches sit within 3 miles of a Webster location, averaging 1.4 miles away, and it already holds $376.1M here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Apple Bank (6 of 9 branches within 3 miles of Webster, $1.32B), Ponce Bank (3 of 5 branches within 3 miles of Webster, $362.4M), and Popular Bank (2 of 3 branches within 3 miles of Webster, $380.5M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Bronx County
  • Ridgewood Savings BankBest positioned in this market.
  • Apple BankReal contender, close behind the leader.
  • Ponce BankIn the mix, genuine proximity to Webster.
  • Popular BankIn the mix, genuine proximity to Webster.
  • Flagstar Bank, National AssociationOne branch close enough to matter.
  • OceanFirst Bank, National AssociationOne branch close enough to matter.
Webster Branches (1)
  • Allerton Branch, Bronx · $95.2M
New York · County Profile

Ulster County, NY

1Webster Branches
$56.5MWebster Deposits
1.18%Deposit Share
$4.78BTotal Market

Webster holds 1 branch here carrying $56.5M, a 1.18% share of the $4.78B total market. Santander has no branches in this county today, so Webster’s 1 location should stay open under new signage after Conversion. The disruption here runs slower and depends on brand and service quality rather than a forced branch closure.

Positioned to Win

No competitor sits genuinely close to a Webster branch in this county, so proximity matters less here than deposit strength. Ulster Savings Bank is the largest option by deposits, holding $937.7M across 9 branches.

Others With a Good Chance

Rondout Savings Bank (4 branches, $433.2M), Sawyer Savings Bank (4 branches, $237.3M), and The Bank of Greene County (2 branches, $182.5M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Ulster County
  • Ulster Savings BankLargest option here by deposits.
  • Rondout Savings BankSecond-largest, a real alternative.
  • Sawyer Savings BankSmaller scale than the leaders here.
  • The Bank of Greene CountySmaller scale than the leaders here.
  • Wallkill Valley Federal Savings and Loan AssociationSmaller scale than the leaders here.
Webster Branches (1)
  • Ellenville Branch, Ellenville · $56.5M
New York · County Profile

Sullivan County, NY

1Webster Branches
$100.6MWebster Deposits
6.81%Deposit Share
$1.48BTotal Market

Webster holds 1 branch here carrying $100.6M, a 6.81% share of the $1.48B total market. Santander has no branches in this county today, so Webster’s 1 location should stay open under new signage after Conversion. The disruption here runs slower and depends on brand and service quality rather than a forced branch closure.

Positioned to Win

No competitor sits genuinely close to a Webster branch in this county, so proximity matters less here than deposit strength. Jeff Bank is the largest option by deposits, holding $535.1M across 9 branches.

Others With a Good Chance

Wayne Bank (5 branches, $183.8M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Sullivan County
  • Jeff BankLargest option here by deposits.
  • Wayne BankSecond-largest, a real alternative.
Webster Branches (1)
  • South Fallsburg Branch, South Fallsburg · $100.6M
Massachusetts
Massachusetts · County Profile

Bristol County, MA

7Webster Branches
$844.0MWebster Deposits
5.15%Deposit Share
$16.39BTotal Market

Webster holds 7 branches here carrying $844.0M, a 5.15% share of the $16.39B total market. Santander already operates 10 branches here, holding $1.59B. Expect real branch consolidation once systems convert, which forces a share of Webster’s $844.0M into play at a specific, forced moment rather than a slow drift.

Positioned to Win

BayCoast Bank is best positioned to capture switchers in this market. 11 of its 18 branches sit within 3 miles of a Webster location, averaging 2.3 miles away, and it already holds $2.11B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Bristol County Savings Bank (10 of 14 branches within 3 miles of Webster, $2.26B), Fall River Five Cents Savings Bank (9 of 12 branches within 3 miles of Webster, $1.31B), and Mechanics Cooperative Bank (7 of 9 branches within 3 miles of Webster, $601.9M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Bristol County
  • BayCoast BankBest positioned in this market.
  • Bristol County Savings BankReal contender, close behind the leader.
  • Fall River Five Cents Savings BankIn the mix, genuine proximity to Webster.
  • Mechanics Cooperative BankIn the mix, genuine proximity to Webster.
  • Rockland Trust CompanyIn the mix, genuine proximity to Webster.
  • HarborOne BankIn the mix, genuine proximity to Webster.
  • North Easton Savings BankPresent, but its branches sit further from Webster’s.
  • Bluestone BankPresent, but its branches sit further from Webster’s.
  • Bank of EastonPresent, but its branches sit further from Webster’s.
Webster Branches (7)
  • New Bedford Branch, New Bedford · $170.2M
  • Sullivan Avenue Branch, Fall River · $138.9M
  • 2 Washington Street Branch, Taunton · $126.8M
  • South Dartmouth Branch, South Dartmouth · $118.2M
  • Somerset Branch, Somerset · $114.8M
  • Seekonk Branch, Seekonk · $88.9M
  • 27 Park St Branch, Attleboro · $86.2M
Massachusetts · County Profile

Norfolk County, MA

4Webster Branches
$185.3MWebster Deposits
0.44%Deposit Share
$41.68BTotal Market

Webster holds 4 branches here carrying $185.3M, a 0.44% share of the $41.68B total market. Santander already operates 16 branches here, holding $6.96B. Expect real branch consolidation once systems convert, which forces a share of Webster’s $185.3M into play at a specific, forced moment rather than a slow drift.

Positioned to Win

Eastern Bank is best positioned to capture switchers in this market. 7 of its 15 branches sit within 3 miles of a Webster location, averaging 4.0 miles away, and it already holds $1.74B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Brookline Bank (7 of 8 branches within 3 miles of Webster, $1.45B), Rockland Trust Company (4 of 19 branches within 3 miles of Webster, $2.48B), and Needham Bank (3 of 8 branches within 3 miles of Webster, $3.24B) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Norfolk County
  • Eastern BankBest positioned in this market.
  • Brookline BankReal contender, close behind the leader.
  • Rockland Trust CompanyIn the mix, genuine proximity to Webster.
  • Needham BankIn the mix, genuine proximity to Webster.
  • HarborOne BankIn the mix, genuine proximity to Webster.
  • Dedham Institution for SavingsIn the mix, genuine proximity to Webster.
  • Middlesex Savings BankIn the mix, genuine proximity to Webster.
  • North Shore Bank, a Co-operative BankIn the mix, genuine proximity to Webster.
  • The Bank of CantonIn the mix, genuine proximity to Webster.
  • South Shore BankOne branch close enough to matter.
  • OneLocal BankPresent, but its branches sit further from Webster’s.
  • Coastal Heritage BankPresent, but its branches sit further from Webster’s.
  • Dean Co-operative BankPresent, but its branches sit further from Webster’s.
  • Colonial Federal Savings BankPresent, but its branches sit further from Webster’s.
  • Charles River BankPresent, but its branches sit further from Webster’s.
  • Wrentham Co-operative BankPresent, but its branches sit further from Webster’s.
Webster Branches (4)
  • Needham Branch, Needham · $55.7M
  • Coolidge Corner Branch, Brookline · $47.7M
  • Stoughton Branch, Stoughton · $44.3M
  • Wellesley Branch, Wellesley · $37.7M
Massachusetts · County Profile

Suffolk County, MA (Boston)

3Webster Branches
$731.4MWebster Deposits
0.21%Deposit Share
$345.63BTotal Market

Webster holds 3 branches here carrying $731.4M, a 0.21% share of the $345.63B total market. Santander already operates 22 branches here, holding $15.39B. Expect real branch consolidation once systems convert, which forces a share of Webster’s $731.4M into play at a specific, forced moment rather than a slow drift.

Positioned to Win

Eastern Bank is best positioned to capture switchers in this market. 9 of its 13 branches sit within 3 miles of a Webster location, averaging 2.0 miles away, and it already holds $7.82B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Rockland Trust Company (8 of 21 branches within 3 miles of Webster, $2.23B), Berkshire Bank (3 of 4 branches within 3 miles of Webster, $1.17B), and Brookline Bank (2 of 3 branches within 3 miles of Webster, $1.22B) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Suffolk County
  • Eastern BankBest positioned in this market.
  • Rockland Trust CompanyReal contender, close behind the leader.
  • Berkshire BankIn the mix, genuine proximity to Webster.
  • Brookline BankIn the mix, genuine proximity to Webster.
  • HarborOne BankIn the mix, genuine proximity to Webster.
  • Cambridge Savings BankIn the mix, genuine proximity to Webster.
  • OneUnited BankIn the mix, genuine proximity to Webster.
  • The Cooperative BankOne branch close enough to matter.
  • Commonwealth Co-operative BankOne branch close enough to matter.
Webster Branches (3)
  • Boston Branch, Boston · $671.2M
  • Copley Square Branch, Boston · $35.0M
  • Chinatown Branch, Boston · $25.2M
Massachusetts · County Profile

Plymouth County, MA

3Webster Branches
$203.3MWebster Deposits
1.06%Deposit Share
$19.17BTotal Market

Webster holds 3 branches here carrying $203.3M, a 1.06% share of the $19.17B total market. Santander already operates 10 branches here, holding $1.25B. Expect real branch consolidation once systems convert, which forces a share of Webster’s $203.3M into play at a specific, forced moment rather than a slow drift.

Positioned to Win

HarborOne Bank is best positioned to capture switchers in this market. 4 of its 8 branches sit within 3 miles of a Webster location, averaging 6.3 miles away, and it already holds $2.40B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Eastern Bank (3 of 13 branches within 3 miles of Webster, $1.82B), Rockland Trust Company (2 of 28 branches within 3 miles of Webster, $5.17B), and North Easton Savings Bank (2 of 9 branches within 3 miles of Webster, $696.9M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Plymouth County
  • HarborOne BankBest positioned in this market.
  • Eastern BankReal contender, close behind the leader.
  • Rockland Trust CompanyIn the mix, genuine proximity to Webster.
  • North Easton Savings BankIn the mix, genuine proximity to Webster.
  • South Shore BankOne branch close enough to matter.
  • Hingham Institution for SavingsPresent, but its branches sit further from Webster’s.
  • Bluestone BankPresent, but its branches sit further from Webster’s.
  • Coastal Heritage BankPresent, but its branches sit further from Webster’s.
  • The Cape Cod Five Cents Savings BankPresent, but its branches sit further from Webster’s.
  • North Shore Bank, a Co-operative BankPresent, but its branches sit further from Webster’s.
  • MountainOne BankPresent, but its branches sit further from Webster’s.
Webster Branches (3)
  • West Shopping Center Branch, Brockton · $102.5M
  • Mattapoisett Branch, Mattapoisett · $60.9M
  • Oak Street Branch, Brockton · $39.9M
Massachusetts · County Profile

Middlesex County, MA

1Webster Branches
$52.9MWebster Deposits
0.06%Deposit Share
$83.52BTotal Market

Webster holds 1 branch here carrying $52.9M, a 0.06% share of the $83.52B total market. Santander already operates 31 branches here, holding $3.42B. Expect real branch consolidation once systems convert, which forces a share of Webster’s $52.9M into play at a specific, forced moment rather than a slow drift.

Positioned to Win

Cambridge Savings Bank is best positioned to capture switchers in this market. 3 of its 19 branches sit within 3 miles of a Webster location, averaging 5.5 miles away, and it already holds $5.37B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Brookline Bank (2 of 11 branches within 3 miles of Webster, $1.48B), East Cambridge Savings Bank (2 of 11 branches within 3 miles of Webster, $1.19B), and Eastern Bank (1 of 33 branches within 3 miles of Webster, $4.93B) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Middlesex County
  • Cambridge Savings BankBest positioned in this market.
  • Brookline BankReal contender, close behind the leader.
  • East Cambridge Savings BankIn the mix, genuine proximity to Webster.
  • Eastern BankOne branch close enough to matter.
  • Leader Bank, National AssociationOne branch close enough to matter.
  • Enterprise Bank and Trust CompanyOne branch close enough to matter.
  • Watertown Savings BankOne branch close enough to matter.
  • Winchester Co-operative BankOne branch close enough to matter.
  • Eagle BankOne branch close enough to matter.
  • Middlesex Savings BankPresent, but its branches sit further from Webster’s.
  • Northern Bank & Trust CompanyPresent, but its branches sit further from Webster’s.
  • Avidia BankPresent, but its branches sit further from Webster’s.
  • The Village BankPresent, but its branches sit further from Webster’s.
  • Rockland Trust CompanyPresent, but its branches sit further from Webster’s.
  • The Lowell Five Cent Savings BankPresent, but its branches sit further from Webster’s.
  • Main Street BankPresent, but its branches sit further from Webster’s.
  • Salem Five Cents Savings BankPresent, but its branches sit further from Webster’s.
  • Needham BankPresent, but its branches sit further from Webster’s.
  • MutualOne BankPresent, but its branches sit further from Webster’s.
  • Everett Co-operative BankPresent, but its branches sit further from Webster’s.
  • Reading Co-operative BankPresent, but its branches sit further from Webster’s.
  • StonehamBank, A Co-operative BankPresent, but its branches sit further from Webster’s.
  • Winchester Savings BankPresent, but its branches sit further from Webster’s.
  • Middlesex Federal Savings, F.A.Present, but its branches sit further from Webster’s.
  • The Savings BankPresent, but its branches sit further from Webster’s.
  • Winter Hill Bank, FSBPresent, but its branches sit further from Webster’s.
  • Washington Savings BankPresent, but its branches sit further from Webster’s.
  • Rollstone Bank & TrustPresent, but its branches sit further from Webster’s.
Webster Branches (1)
  • Lexington Branch, Lexington · $52.9M
Rhode Island
Rhode Island · County Profile

Providence County, RI

4Webster Branches
$282.6MWebster Deposits
0.97%Deposit Share
$29.06BTotal Market

Webster holds 4 branches here carrying $282.6M, a 0.97% share of the $29.06B total market. Santander already operates 14 branches here, holding $1.96B. Expect real branch consolidation once systems convert, which forces a share of Webster’s $282.6M into play at a specific, forced moment rather than a slow drift.

Positioned to Win

The Washington Trust Company, of Westerly is best positioned to capture switchers in this market. 7 of its 13 branches sit within 3 miles of a Webster location, averaging 2.7 miles away, and it already holds $1.18B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Bank Rhode Island (6 of 13 branches within 3 miles of Webster, $1.81B), HarborOne Bank (4 of 6 branches within 3 miles of Webster, $437.1M), and BankNewport (3 of 5 branches within 3 miles of Webster, $316.2M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Providence County
  • The Washington Trust Company, of WesterlyBest positioned in this market.
  • Bank Rhode IslandReal contender, close behind the leader.
  • HarborOne BankIn the mix, genuine proximity to Webster.
  • BankNewportIn the mix, genuine proximity to Webster.
  • Centreville BankIn the mix, genuine proximity to Webster.
  • BayCoast BankIn the mix, genuine proximity to Webster.
  • Bristol County Savings BankOne branch close enough to matter.
Webster Branches (4)
  • Cranston Branch, Cranston · $89.5M
  • Riverside Branch, Riverside · $78.1M
  • Providence Branch, Providence · $75.2M
  • Pawtucket Branch, Pawtucket · $39.8M
Rhode Island · County Profile

Kent County, RI

1Webster Branches
$142.7MWebster Deposits
2.51%Deposit Share
$5.69BTotal Market

Webster holds 1 branch here carrying $142.7M, a 2.51% share of the $5.69B total market. Santander already operates 3 branches here, holding $389.6M. Expect real branch consolidation once systems convert, which forces a share of Webster’s $142.7M into play at a specific, forced moment rather than a slow drift.

Positioned to Win

Shoreham Bank is best positioned to capture switchers in this market. 3 of its 3 branches sit within 3 miles of a Webster location, averaging 2.4 miles away, and it already holds $307.4M here. Proximity decides most of what happens during Transition.

Others With a Good Chance

HarborOne Bank (3 of 5 branches within 3 miles of Webster, $286.3M), Centreville Bank (2 of 5 branches within 3 miles of Webster, $1.40B), and The Washington Trust Company, of Westerly (1 of 4 branches within 3 miles of Webster, $637.3M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Kent County
  • Shoreham BankBest positioned in this market.
  • HarborOne BankReal contender, close behind the leader.
  • Centreville BankIn the mix, genuine proximity to Webster.
  • The Washington Trust Company, of WesterlyOne branch close enough to matter.
  • Bank Rhode IslandOne branch close enough to matter.
  • BankNewportOne branch close enough to matter.
Webster Branches (1)
  • Bald Hill Road Branch, Warwick · $142.7M
Rhode Island · County Profile

Newport County, RI

1Webster Branches
$38.8MWebster Deposits
1.46%Deposit Share
$2.65BTotal Market

Webster holds 1 branch here carrying $38.8M, a 1.46% share of the $2.65B total market. Santander already operates 1 branch here, holding $75.2M. Expect real branch consolidation once systems convert, which forces a share of Webster’s $38.8M into play at a specific, forced moment rather than a slow drift.

Positioned to Win

BankNewport is best positioned to capture switchers in this market. 2 of its 6 branches sit within 3 miles of a Webster location, averaging 5.6 miles away, and it already holds $1.36B here. Proximity decides most of what happens during Transition.

Others With a Good Chance

Berkshire Bank (2 of 2 branches within 3 miles of Webster, $191.9M), Bank Rhode Island (2 of 2 branches within 3 miles of Webster, $33.0M), and BayCoast Bank (0 of 3 branches within 3 miles of Webster, $164.4M) also have real positions here, close enough behind the leader to be worth a second look.

Banks with a Chance to Win in Newport County
  • BankNewportBest positioned in this market.
  • Berkshire BankReal contender, close behind the leader.
  • Bank Rhode IslandIn the mix, genuine proximity to Webster.
  • BayCoast BankPresent, but its branches sit further from Webster’s.
Webster Branches (1)
  • Middletown Branch, Middletown · $38.8M
Rhode Island · County Profile

Bristol County, RI

1Webster Branches
$61.7MWebster Deposits
3.64%Deposit Share
$1.69BTotal Market

Webster holds 1 branch here carrying $61.7M, a 3.64% share of the $1.69B total market. Santander already operates 1 branch here, holding $128.4M. Expect real branch consolidation once systems convert, which forces a share of Webster’s $61.7M into play at a specific, forced moment rather than a slow drift.

Positioned to Win

BankNewport is best positioned to capture switchers in this market. 2 of its 3 branches sit within 3 miles of a Webster location, averaging 1.9 miles away, and it already holds $309.0M here. Proximity decides most of what happens during Transition.

Others With a Good Chance

BankNewport is the only bank in this county that clears the two-branch bar for a real competitive read.

Banks with a Chance to Win in Bristol County
  • BankNewportBest positioned in this market.
Webster Branches (1)
  • Barrington Branch, Barrington · $61.7M

Who Has the Biggest Opportunity?

We ranked banks across the Webster footprint based primarily on branches within three miles of a Webster location. Deposits and overall footprint help add context to the opportunity.

01
Flagstar Bank, National Association
104 branches across 7 counties · 81 within 3 miles of a Webster location · $27.63B in deposits already in these markets
02
Apple Bank
77 branches across 8 counties · 60 within 3 miles of a Webster location · $14.34B in deposits already in these markets
03
Ridgewood Savings Bank
38 branches across 7 counties · 36 within 3 miles of a Webster location · $5.78B in deposits already in these markets
04
Dime Community Bank
60 branches across 5 counties · 34 within 3 miles of a Webster location · $10.91B in deposits already in these markets
05
Valley National Bank
41 branches across 6 counties · 32 within 3 miles of a Webster location · $8.21B in deposits already in these markets
06
Liberty Bank
44 branches across 4 counties · 32 within 3 miles of a Webster location · $5.75B in deposits already in these markets
07
ConnectOne Bank
42 branches across 5 counties · 29 within 3 miles of a Webster location · $3.68B in deposits already in these markets
08
Flushing Bank
30 branches across 5 counties · 28 within 3 miles of a Webster location · $7.34B in deposits already in these markets
09
Eastern Bank
74 branches across 4 counties · 20 within 3 miles of a Webster location · $16.31B in deposits already in these markets
10
Rockland Trust Company
92 branches across 5 counties · 20 within 3 miles of a Webster location · $12.82B in deposits already in these markets
Mabus Agency

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See where your 1% could show up, county by county, above.

We’ve seen what can happen when a bank moves while customers are already reconsidering their relationship.

Huntington Bank’s acquisition of Cadence Bank created a similar opening for our client, Renasant Bank. We moved quickly with a focused disruption campaign.

During Q2 2026, Renasant averaged 150 new accounts and $6 million in new deposits per business day.

You don’t have to capture every customer for this to become a very meaningful win.

Let’s talk about what 1% could look like for your bank.
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