Heritage Bank Merger Disruption Tracker
Heritage Bank · MERGER DISRUPTION TRACKER

WaFd is becoming EverBank — here’s what that means for Heritage Bank’s Washington, Oregon, and Idaho footprint.

44
Branches Within 5mi of a Heritage Bank Branch
$7.45B
Deposits in Play (Within 5mi of Heritage Bank)
MERGER TIMELINES

Where each deal stands

AcquirerAcquiredAnnouncedTransitionConversionNext Steps
WaFd BankEverBank September 7, 2026 Pending — regulatory & WaFd shareholder approval Expected early 2027 —
COMPETITIVE FOOTPRINT

Where Heritage Bank can capture disruption

LOCAL ANALYSIS

City by city

How to read:
WaFd Bank7 br · $4.38B
Washington Federal Bank (0.05mi, $3.76B)
  • 0.05mi — distance from the nearest Heritage Bank branch
  • $3.76B — branch’s total deposits (FDIC Summary of Deposits)
  • 7 br · $4.38B — branch count and total deposits for that bank in this city

Turn cities on or off below — the potential opportunity total in the sticky bar at the bottom of the page updates as you go.

▸ Washington 23 cities · 36 unique WaFd branches nearby · $6.52B deposits in play
Heritage Bank Deposits$586.3M
WaFd Branches Nearby2
Total Deposits in Play$65.6M
WaFd Bank2 br · $65.6M
  • Olympia Branch (0.37mi, $26.4M)
  • Lacey Branch (3.32mi, $39.3M)
Heritage Bank Deposits$561.6M
WaFd Branches Nearby1
Total Deposits in Play$47.1M
WaFd Bank1 br · $47.1M
  • University Place Branch (3.08mi, $47.1M)
Heritage Bank Deposits$409.7M
WaFd Branches Nearby6
Total Deposits in Play$503.6M
WaFd Bank6 br · $503.6M
  • Eastgate Branch (4.05mi, $76.7M)
  • Crossroads Branch (3.28mi, $62.0M)
  • Bellevue West Branch (0.26mi, $127.3M)
  • Bellevue Branch (0.46mi, $97.1M)
  • Kirkland Branch (4.01mi, $89.1M)
  • BellevueRedmond Branch (2.79mi, $51.4M)
Heritage Bank Deposits$380.1M
WaFd Branches Nearby1
Total Deposits in Play$34.3M
WaFd Bank1 br · $34.3M
  • Puyallup South Hill Branch (2.3mi, $34.3M)
Heritage Bank Deposits$196.4M
WaFd Branches Nearby7
Total Deposits in Play$4.38B
WaFd Bank7 br · $4.38B
  • Washington Federal Bank (0.05mi, $3.76B)
  • Ballard Branch (4.62mi, $113.2M)
  • International District Branch (0.89mi, $130.5M)
  • Beacon Hill Branch (2.48mi, $124.3M)
  • Dakota And California Branch (3.89mi, $111.3M)
  • Columbia City Branch (4.23mi, $47.4M)
  • Magnolia Branch (3.6mi, $98.9M)
Heritage Bank Deposits$168.8M
WaFd Branches Nearby2
Total Deposits in Play$325.6M
WaFd Bank2 br · $325.6M
  • Cornwall Branch (0.13mi, $241.8M)
  • Barkley Branch (1.79mi, $83.8M)
Heritage Bank Deposits$159.7M
WaFd Branches Nearby1
Total Deposits in Play$168.7M
WaFd Bank1 br · $168.7M
  • Anacortes Branch (0.66mi, $168.7M)
Heritage Bank Deposits$141.5M
WaFd Branches Nearby1
Total Deposits in Play$39.3M
WaFd Bank1 br · $39.3M
  • Lacey Branch (0.22mi, $39.3M)
Heritage Bank Deposits$138.4M
WaFd Branches Nearby1
Total Deposits in Play$23.8M
WaFd Bank1 br · $23.8M
  • Yakima Branch (2.36mi, $23.8M)
Heritage Bank Deposits$120.0M
WaFd Branches Nearby4
Total Deposits in Play$345.1M
WaFd Bank4 br · $345.1M
  • Edmonds Branch (3.94mi, $133.7M)
  • Jackson Park Branch (2.96mi, $71.7M)
  • Canyon Park Branch (4.49mi, $37.2M)
  • Lynnwood Branch (3.11mi, $102.5M)
Heritage Bank Deposits$118.9M
WaFd Branches Nearby2
Total Deposits in Play$200.5M
WaFd Bank2 br · $200.5M
  • Mount Vernon Branch (1.23mi, $89.2M)
  • Burlington Branch (1.62mi, $111.3M)
Heritage Bank Deposits$108.0M
WaFd Branches Nearby1
Total Deposits in Play$47.6M
WaFd Bank1 br · $47.6M
  • Vancouver Branch (0.07mi, $47.6M)
Heritage Bank Deposits$104.4M
WaFd Branches Nearby3
Total Deposits in Play$184.1M
WaFd Bank3 br · $184.1M
  • Murphys Corner Branch (3.72mi, $52.2M)
  • Everett Branch (2.42mi, $29.4M)
  • Lynnwood Branch (4.92mi, $102.5M)
Heritage Bank Deposits$101.6M
WaFd Branches Nearby2
Total Deposits in Play$81.6M
WaFd Bank2 br · $81.6M
  • Murphys Corner Branch (0.28mi, $52.2M)
  • Everett Branch (2.45mi, $29.4M)
Heritage Bank Deposits$87.8M
WaFd Branches Nearby2
Total Deposits in Play$104.6M
WaFd Bank2 br · $104.6M
  • Federal Way Branch (0.42mi, $63.3M)
  • Auburn Branch (4.04mi, $41.3M)
Heritage Bank Deposits$86.7M
WaFd Branches Nearby3
Total Deposits in Play$165.1M
WaFd Bank3 br · $165.1M
  • Federal Way Branch (3.82mi, $63.3M)
  • Kent Branch (3.85mi, $60.5M)
  • Auburn Branch (0.79mi, $41.3M)
Heritage Bank Deposits$76.6M
WaFd Branches Nearby3
Total Deposits in Play$273.4M
WaFd Bank3 br · $273.4M
  • Edmonds Branch (3.24mi, $133.7M)
  • Canyon Park Branch (4.85mi, $37.2M)
  • Lynnwood Branch (0.02mi, $102.5M)
Heritage Bank Deposits$56.7M
WaFd Branches Nearby2
Total Deposits in Play$65.6M
WaFd Bank2 br · $65.6M
  • Olympia Branch (2.52mi, $26.4M)
  • Lacey Branch (4.85mi, $39.3M)
Heritage Bank Deposits$53.6M
WaFd Branches Nearby2
Total Deposits in Play$200.5M
WaFd Bank2 br · $200.5M
  • Mount Vernon Branch (0.25mi, $89.2M)
  • Burlington Branch (2.68mi, $111.3M)
Heritage Bank Deposits$45.7M
WaFd Branches Nearby1
Total Deposits in Play$75.4M
WaFd Bank1 br · $75.4M
  • Stanwood Branch (1.29mi, $75.4M)
Heritage Bank Deposits$44.0M
WaFd Branches Nearby1
Total Deposits in Play$60.5M
WaFd Bank1 br · $60.5M
  • Kent Branch (2.0mi, $60.5M)
Heritage Bank Deposits$30.9M
WaFd Branches Nearby1
Total Deposits in Play$34.8M
WaFd Bank1 br · $34.8M
  • Marysville Branch (1.24mi, $34.8M)
Heritage Bank Deposits$4.9M
WaFd Branches Nearby1
Total Deposits in Play$23.3M
WaFd Bank1 br · $23.3M
  • Spokane Branch (2.95mi, $23.3M)
▸ Oregon 3 cities · 5 unique WaFd branches nearby · $625.4M deposits in play
Heritage Bank Deposits$513.4M
WaFd Branches Nearby3
Total Deposits in Play$516.8M
WaFd Bank3 br · $516.8M
  • 5Th & Alder Branch (0.26mi, $443.3M)
  • Tigard Branch (2.72mi, $48.7M)
  • Burnside Branch (0.96mi, $24.9M)
Heritage Bank Deposits$153.3M
WaFd Branches Nearby1
Total Deposits in Play$50.9M
WaFd Bank1 br · $50.9M
  • Hillsboro (0.91mi, $50.9M)
Heritage Bank Deposits$31.3M
WaFd Branches Nearby1
Total Deposits in Play$57.7M
WaFd Bank1 br · $57.7M
  • Eugene Downtown Branch (3.17mi, $57.7M)
▸ Idaho 1 city · 3 unique WaFd branches nearby · $303.1M deposits in play
Heritage Bank Deposits$19.9M
WaFd Branches Nearby3
Total Deposits in Play$303.1M
WaFd Bank3 br · $303.1M
  • Boise Main Branch (0.43mi, $180.6M)
  • Boise Town Square Branch (4.18mi, $75.6M)
  • Federal Way Branch (3.03mi, $46.8M)
Potential Opportunity · 1% Capture Rate · Selected Cities $74.5M